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Ohio Health Insurance Basics

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Ohio's state-sponsored insurance programs include Medicaid/Healthy Families and Healthy Start. In addition to the coverage provided by the Ohio insurance programs, there is also additional protections provided by Ohio's Taft Patient Protection Act, including continuation of coverage for small businesses and pregnant females who have an income of less than $20-30,000/year.

The state of Ohio also offers various forms of assistance for prescription drug purchases. Ohio's Best Rx program provides prescription drug coverage for individuals over 60 years of age, or residents who make below a certain income ceiling.

Ohio State Law Provides Some Health Insurance but Not All

The Health Insurance Portability and Accountability Act also applies to residents of Ohio. HIPAA ensures that you won't lose your coverage, even with pre-existing conditions for a certain amount of time (generally 12 - 18 months).

However, basic Ohio health coverage still doesn't reach all Ohioans. About 13% -- or about 1.8 million Ohioans lack health insurance.


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