Individual Health Insurance in Ohio

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Ohio Health Insurance Quotes are presented by Simon Jones of Columbus, Ohio License Number #123456

Single individuals in Ohio find enjoyment in the state’s varied terrain and location, but they also value being able to take advantage of the availability of professional sports and the arts. Many also have found satisfying employment in this vigorous economy. Still, many people may need to provide their own health insurance -- especially workers who do not work full-time.

Individual health insurance is ideal for the self-employed, individuals between jobs, or those who work for a small business that cannot afford health insurance benefits for their employees. Many options are available for the individual who must self-insure.

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Ohio Health Insurance Information for Individuals

• If you are laid off or fired, apply for COBRA insurance within the first 60 days after termination. Your employer must give you the application and instructions for extending your health insurance through COBRA. You are entitled to retain your health benefits for several months, but you will have to pay the full premium.
• Your insurance company cannot cancel your insurance because you got sick. They must keep the policy active as long as you pay the premiums on time.
• While you are on COBRA, learn about the different personal health insurance policies, including PPO plans, HMO plans, and temporary health insurance. You may be able to lower your health insurance payments considerably by purchasing a different policy.
• If you want to continue to seek treatment from your doctor, find out if your doctor is a provider on the plan you choose.
• A plan with a high deductible and an HSA account may be an economical choice for a healthy younger person.
• Even if you have basic coverage through your employer, you may still require a supplemental or individual insurance policy for dental, vision, or prescription benefits.
• Ask for quotes from a number of health insurance providers in order to get the best plan for you.

Request an online quote on Ohio Health Insurance