Insurance Regulations in Ohio
Ohio Health Insurance Quotes are presented by
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Ohio has always been a business and transportation crossroads for the U.S. The people of this bustling area need adequate, affordable health insurance to remain productive. The Ohio Department of Insurance protects the the citizens of the state by providing education and health insurance information. It also oversees regulation of the state’s insurance industry and encourages competition and honest business practices among insurance providers.
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Protection for Ohio Residents
- Ohio residents have a right to continuation of coverage (COBRA) if they lose their jobs. Their employers are required to give them information about this program.
- Medicare policies cannot be marketed either door-to-door or through unsolicited email. Providers also cannot use dishonest practices to market these programs.
- All children in the state are eligible to have health insurance coverage for the first year of life.
- Ohio provides screenings and treatment costs for breast and cervical cancer for any woman who otherwise cannot afford or find health insurance coverage.
- If you lose your job because of increased imports or jobs moving overseas, and have lost your health insurance, the Trade Adjustment Assistance Reform Act may pay 65% of your health insurance costs for up to three years.
- Your insurance cannot be canceled as long as your premiums have been paid on time.
Finishing Your Ohio Health Insurance Research
Once you have completed your investigation about what types of health insurance are essential and obtainable for you and your family or your employees, scrutinize the insurance agents with whom you want to do business. The Ohio Better Business Bureau has offices in Akron, Canton, Cincinnati, Columbus, Cleveland, Dayton, Toledo, Youngstown, and Lima. You can also research the individual insurance carriers at the Ohio Department of Insurance.
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